To: Prospective Clients

I founded Alban Investment Management in 2002 to provide personalized and caring investment management services to individuals and families. I am a graduate of the Sloan School of Management of the Massachusetts Institute of Technology, with over 30 years of experience in investment management.

My firm is a registered investment advisor (RIA) located in the Dayton, Ohio area--but with clients across the United States. As an RIA, I am regulated by the Ohio Division of Securities and the US Securities and Exchange Commission.

RIAs must not place their interests above those of clients, an obligation which I take very seriously. My values are honesty, integrity, and respect for all.

I strive to understand the objectives, circumstances, and risk preferences of clients to properly tailor a personalized investment plan.

I operate as a fee-only advisor, meaning all fees are paid by my clients. I do not accept any third party compensation such as commissions. The fee-only structure avoids a conflict of interest that is common in the financial services industry. As I keep overhead low, my fees are low--which allows a greater share of investment returns to flow to the benefit of my clients.

I serve clients with significant assets, as well as those of modest means.

I utilize Fidelity Investments for custodial and brokerage services. Fidelity provides low transaction fees and excellent custodial services.

If you are interested in learning more, please contact me.

Sincerely,

Ron Alban

800 Winchester Southern Rd. NW
Ashville, Ohio 43103
Tel: 937-294-0988
E-mail: rcalban@alban-invest.com