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Yes |
No |
1 | | | Is your adviser a Registered Investment Adviser, in conformance with federal and state law? |
2 | | | Is your adviser a mature individual with over 25 years of experience in investing? |
3 | | | Does your adviser have conflicts of interest by receiving commissions on the sale of certain financial products? |
4 | | | Does your adviser receive compensation from any third parties, thereby creating conflicts of interest? |
5 | | | Does your adviser disclose all sources and amounts of compensation he receives associated with managing your assets? |
6 | | | Does your adviser have an advanced business degree from one of the highest rated universities in the world? |
7 | | | Is your adviser knowledgeable about modern, well researched, investment theories (such as efficient portfolios)? |
8 | | | Is your adviser knowledgeable about new and beneficial investment products such as exchange traded funds? |
9 | | | Is your adviser knowledgeable about the use of options to manage risk? |
10 | | | Is your adviser knowledgeable about the use of simulation techniques to analyze the implications of investment risk? |
11 | | | Is your adviser knowledgeable about tax-efficient ways to invest for private elementary/secondary school tuition? |
12 | | | Is your adviser knowledgeable about tax-efficient ways to invest for higher education expenses? |
13 | | | Is your adviser knowledgeable about tax-efficient ways to invest for charitable giving? |
14 | | | Is your advise knowledgeable about ways to avoid probate and reduce estate taxes? |
15 | | | Does your adviser develop personalized, comprehensive, long term investment plans? |
16 | | | Does your adviser work for a firm known for low overhead and a low expense structure? |
17 | | | Does your adviser charge fees that are often below the prevailing average for the investment advisory industry? |
18 | | | Does your adviser follow an investment plan when managing your assets? |
19 | | | Does your adviser track your actual investment results against the projected results of an investment plan? |
20 | | | Does your adviser independently research security selections? |
21 | | | Does your adviser consider the tax consequences of investment decisions? |
22 | | | Does your adviser recommend transactions to improve after-tax returns? |
23 | | | Does your adviser recommend periodic portfolio re-balancing? |
24 | | | Does your adviser alert you about relevant tax law changes or new investment products? |
25 | | | Does your adviser seek to minimize investment expenses that do not increase returns or lower risks? |
26 | | | Does your adviser provide quarterly reports that measure performance in total, by asset class, and by security? |
27 | | | Does your adviser provide quarterly reports that break your portfolio down by asset category and class? |
28 | | | Does your adviser provide a monthly e-newsletter to inform you of investment data, trends, and topics? |
29 | | | Does your adviser perform administrative tasks to save you time? |
30 | | | Is your adviser available for consultation about special investment situations? |
31 | | | Can your adviser recommend educational materials about investment topics? |